Yoza One is your all-in-one utility top-up and wallet app — designed to make life easier. With Yoza One, you can send money to friends, pay for electricity, buy airtime and data, and even manage your wallet securely in one place. All payments are processed in real-time with Flutterwave’s CBN-licensed infrastructure, so you can trust every transaction.
Our interface is designed to be easy for anyone to use — even first-time smartphone users. No complicated menus, no confusion. Just open the app, pick what you want to pay for, and you're done in seconds. Everything is right where you expect it to be.
Yoza One processes your payments instantly — whether you are topping up airtime, paying electricity bills, or transferring funds. Get instant receipts, so you never wonder whether your money went through.
The app was built with a clean, professional look that feels modern and trustworthy. We focus on good design to make navigation fast, smooth, and pleasant for every user.
Your security is our top priority. Yoza One uses bank-grade encryption, PIN/biometric login, and complies with CBN's KYC and AML requirements — so your wallet and transactions are fully protected.
Top up your wallet anytime via bank transfer, card, or USSD. Control how much you spend, set limits, and upgrade your KYC tier when you need higher transaction limits — all within the app.
Yoza One is free to install — there are no hidden charges. You only pay for your transactions, and fees (if any) are shown clearly before you confirm payment.
Sign up in less than a minute using your phone number or email address. Secure your account with a PIN or enable fingerprint/Face ID for extra protection.
Complete your KYC with BVN or NIN to unlock higher limits and keep your wallet secure. Verification takes just a few minutes.
Add money through your preferred method — card, transfer, or USSD — and get ready to start transacting instantly.
Use your wallet balance to pay bills, buy data, and send money in seconds. Every payment is instant and comes with a receipt for your records.
Transparency matters to us at Yoza One. Here you can find our Privacy Policy, Terms & Conditions, and other important legal information. Please review them to understand how we keep your data safe and what you agree to when using our app.
Learn how we collect, use, and protect your personal information while using Yoza One.
Read MoreUnderstand your rights and obligations when using our app and services.
Read MoreFind answers to common questions or reach out to our support team directly.
Visit FAQ"Yoza One has completely changed how I pay for electricity and buy airtime. I don’t have to worry about delays or failed payments anymore — everything works instantly. The wallet-to-wallet transfer feature is a lifesaver for sending money to family."
"This app is so simple and secure. I was able to create my account, verify my BVN, and start using it in minutes. I love that it shows the fees upfront — no hidden charges, no surprises. Highly recommended for anyone who wants easy, reliable payments."
"I’ve tried several payment apps, but Yoza One feels the most polished. The design is clean, the transactions are instant, and I get a receipt for every payment. Plus, I feel safe knowing Flutterwave is handling the processing."
Get started with fast and reliable wallet-to-wallet transfers, airtime, data, and electricity purchases — all in one app. Safe, simple, and CBN-compliant.
Have questions or need support? Reach out to us using the form below or find us at our office.
Email: support@yozaone.xyz
Phone: +234 901 937 4478
Address: ikorodu, lagos, Nigeria
Office Hours:
Monday – Saturday: 9AM – 6PM WAT